Tuesday, 20 March 2018
Wednesday, 7 March 2018
About International Women's Day (8 March)
International Women's Day (March 8) is a global day celebrating the social, economic, cultural and political achievements of women. The day also marks a call to action for accelerating gender parity.
International Women's Day (IWD) has been observed since the early 1900's - a time of great expansion and turbulence in the industrialized world that saw booming population growth and the rise of radical ideologies. International Women's Day is a collective day of global celebration and a call for gender parity. No one government, NGO, charity, corporation, academic institution, women's network or media hub is solely responsible for International Women's Day. Many organizations declare an annual IWD theme that supports their specific agenda or cause, and some of these are adopted more widely with relevance than others.
"The story of women's struggle for equality belongs to no single feminist nor to any one organization but to the collective efforts of all who care about human rights," says world-renowned feminist, journalist and social and political activist Gloria Steinem. Thus International Women's Day is all about unity, celebration, reflection, advocacy and action - whatever that looks like globally at a local level. But one thing is for sure, International Women's Day has been occurring for well over a century - and continue's to grow from strength to strength.
Learn about the values that guide IWD's ethos.
What colours signify international Women's Day?
Internationally, purple is a colour for symbolising women. Historically the combination of purple, green and white to symbolise women's equality originated from the Women’s Social and Political Union in the UK in 1908. Purple signifies justice and dignity. Green symbolises hope. White represents purity, but is no longer used due to 'purity' being a controversial concept. The introduction of the colour yellow representing a 'new dawn' is commonly used to signify a second wave of feminism. Thus purple with green represents traditional feminism, purple with yellow represents progressive contemporary feminism.
International Women's Day timeline journey
1908
Great unrest and critical debate was occurring amongst women. Women's oppression and inequality was spurring women to become more vocal and active in campaigning for change. Then in 1908, 15,000 women marched through New York City demanding shorter hours, better pay and voting rights.
Great unrest and critical debate was occurring amongst women. Women's oppression and inequality was spurring women to become more vocal and active in campaigning for change. Then in 1908, 15,000 women marched through New York City demanding shorter hours, better pay and voting rights.
1909
In accordance with a declaration by the Socialist Party of America, the first National Woman's Day (NWD) was observed across the United States on 28 February. Women continued to celebrate NWD on the last Sunday of February until 1913.
In accordance with a declaration by the Socialist Party of America, the first National Woman's Day (NWD) was observed across the United States on 28 February. Women continued to celebrate NWD on the last Sunday of February until 1913.
1910
In 1910 a second International Conference of Working Women was held in Copenhagen. A woman named Clara Zetkin (Leader of the 'Women's Office' for the Social Democratic Party in Germany) tabled the idea of an International Women's Day. She proposed that every year in every country there should be a celebration on the same day - a Women's Day - to press for their demands. The conference of over 100 women from 17 countries, representing unions, socialist parties, working women's clubs - and including the first three women elected to the Finnish parliament - greeted Zetkin's suggestion with unanimous approval and thus International Women's Day was the result.
In 1910 a second International Conference of Working Women was held in Copenhagen. A woman named Clara Zetkin (Leader of the 'Women's Office' for the Social Democratic Party in Germany) tabled the idea of an International Women's Day. She proposed that every year in every country there should be a celebration on the same day - a Women's Day - to press for their demands. The conference of over 100 women from 17 countries, representing unions, socialist parties, working women's clubs - and including the first three women elected to the Finnish parliament - greeted Zetkin's suggestion with unanimous approval and thus International Women's Day was the result.
1911
Following the decision agreed at Copenhagen in 1911, International Women's Day was honoured the first time in Austria, Denmark, Germany and Switzerland on 19 March. More than one million women and men attended IWD rallies campaigning for women's rights to work, vote, be trained, to hold public office and end discrimination. However less than a week later on 25 March, the tragic 'Triangle Fire' in New York City took the lives of more than 140 working women, most of them Italian and Jewish immigrants. This disastrous event drew significant attention to working conditions and labour legislation in the United States that became a focus of subsequent International Women's Day events. 1911 also saw women'sBread and Roses' campaign.
Following the decision agreed at Copenhagen in 1911, International Women's Day was honoured the first time in Austria, Denmark, Germany and Switzerland on 19 March. More than one million women and men attended IWD rallies campaigning for women's rights to work, vote, be trained, to hold public office and end discrimination. However less than a week later on 25 March, the tragic 'Triangle Fire' in New York City took the lives of more than 140 working women, most of them Italian and Jewish immigrants. This disastrous event drew significant attention to working conditions and labour legislation in the United States that became a focus of subsequent International Women's Day events. 1911 also saw women'sBread and Roses' campaign.
1913-1914
On the eve of World War I campaigning for peace, Russian women observed their first International Women's Day on the last Sunday in February 1913. In 1913 following discussions, International Women's Day was transferred to 8 March and this day has remained the global date for International Women's Day ever since. In 1914 further women across Europe held rallies to campaign against the war and to express women's solidarity. For example, in London in the United Kingdom there was a march from Bow to Trafalgar Square in support of women's suffrage on 8 March 1914. Sylvia Pankhurst was arrested in front of Charing Cross station on her way to speak in Trafalgar Square.
On the eve of World War I campaigning for peace, Russian women observed their first International Women's Day on the last Sunday in February 1913. In 1913 following discussions, International Women's Day was transferred to 8 March and this day has remained the global date for International Women's Day ever since. In 1914 further women across Europe held rallies to campaign against the war and to express women's solidarity. For example, in London in the United Kingdom there was a march from Bow to Trafalgar Square in support of women's suffrage on 8 March 1914. Sylvia Pankhurst was arrested in front of Charing Cross station on her way to speak in Trafalgar Square.
1917
On the last Sunday of February, Russian women began a strike for "bread and peace" in response to the death of over 2 million Russian soldiers in World War 1. Opposed by political leaders, the women continued to strike until four days later the Czar was forced to abdicate and the provisional Government granted women the right to vote. The date the women's strike commenced was Sunday 23 February on the Julian calendar then in use in Russia. This day on the Gregorian calendar in use elsewhere was 8 March.
On the last Sunday of February, Russian women began a strike for "bread and peace" in response to the death of over 2 million Russian soldiers in World War 1. Opposed by political leaders, the women continued to strike until four days later the Czar was forced to abdicate and the provisional Government granted women the right to vote. The date the women's strike commenced was Sunday 23 February on the Julian calendar then in use in Russia. This day on the Gregorian calendar in use elsewhere was 8 March.
1975
International Women's Day was celebrated for the first time by the United Nations in 1975. Then in December 1977, the General Assembly adopted a resolution proclaiming a United Nations Day for Women’s Rights and International Peace to be observed on any day of the year by Member States, in accordance with their historical and national traditions.
International Women's Day was celebrated for the first time by the United Nations in 1975. Then in December 1977, the General Assembly adopted a resolution proclaiming a United Nations Day for Women’s Rights and International Peace to be observed on any day of the year by Member States, in accordance with their historical and national traditions.
1996
The UN commenced the adoption of an annual theme in 1996 - which was "Celebrating the past, Planning for the Future". This theme was followed in 1997 with "Women at the Peace table", and in 1998 with "Women and Human Rights", and in 1999 with "World Free of Violence Against Women", and so on each year until the current. More recent themes have included, for example, "Empower Rural Women, End Poverty & Hunger" and "A Promise is a Promise - Time for Action to End Violence Against Women".
The UN commenced the adoption of an annual theme in 1996 - which was "Celebrating the past, Planning for the Future". This theme was followed in 1997 with "Women at the Peace table", and in 1998 with "Women and Human Rights", and in 1999 with "World Free of Violence Against Women", and so on each year until the current. More recent themes have included, for example, "Empower Rural Women, End Poverty & Hunger" and "A Promise is a Promise - Time for Action to End Violence Against Women".
2000
By the new millennium, International Women's Day activity around the world had stalled in many countries. The world had moved on and feminism wasn't a popular topic. International Women's Day needed re-ignition. There was urgent work to do - battles had not been won and gender parity had still not been achieved.
By the new millennium, International Women's Day activity around the world had stalled in many countries. The world had moved on and feminism wasn't a popular topic. International Women's Day needed re-ignition. There was urgent work to do - battles had not been won and gender parity had still not been achieved.
2001
The global internationalwomensday.com digital hub for everything IWD was launched to re-energize the day as an important platform to celebrate the successful achievements of women and to continue calls for accelerating gender parity. Each year the IWD website sees vast traffic and is used by millions of people and organizations all over the world to learn about and share IWD activity. The IWD website is made possible each year through support from corporations committed to driving gender parity. The website's charity of choice for many years has been the World Association of Girl Guides and Girl Scouts(WAGGGS) whereby IWD fundraising is channelled. A more recent additional charity partnership is with global working women's organization Catalyst Inc. The IWD website adopts an annual campaign theme that is globally relevant for groups and organizations. This campaign theme, one of many around the world, provides a framework and direction for annual IWD activity and takes into account the wider agenda of both celebration as well as a broad call to action for gender parity. Recent campaign themes have included "Be Bold for Change", "Pledge for Parity", "Make it happen", "The Gender Agenda: Gaining Momentum" and "Connecting Girls, Inspiring Futures". Campaign themes for the global IWD website are collaboratively and consultatively identified each year and widely adopted.
The global internationalwomensday.com digital hub for everything IWD was launched to re-energize the day as an important platform to celebrate the successful achievements of women and to continue calls for accelerating gender parity. Each year the IWD website sees vast traffic and is used by millions of people and organizations all over the world to learn about and share IWD activity. The IWD website is made possible each year through support from corporations committed to driving gender parity. The website's charity of choice for many years has been the World Association of Girl Guides and Girl Scouts(WAGGGS) whereby IWD fundraising is channelled. A more recent additional charity partnership is with global working women's organization Catalyst Inc. The IWD website adopts an annual campaign theme that is globally relevant for groups and organizations. This campaign theme, one of many around the world, provides a framework and direction for annual IWD activity and takes into account the wider agenda of both celebration as well as a broad call to action for gender parity. Recent campaign themes have included "Be Bold for Change", "Pledge for Parity", "Make it happen", "The Gender Agenda: Gaining Momentum" and "Connecting Girls, Inspiring Futures". Campaign themes for the global IWD website are collaboratively and consultatively identified each year and widely adopted.
2011
2011 saw the 100 year centenary of International Women's Day - with the first IWD event held exactly 100 years ago in 1911 in Austria, Denmark, Germany and Switzerland. In the United States, President Barack Obama proclaimed March 2011 to be "Women's History Month", calling Americans to mark IWD by reflecting on "the extraordinary accomplishments of women" in shaping the country's history. The then Secretary of State Hillary Clinton launched the "100 Women Initiative: Empowering Women and Girls through International Exchanges". In the United Kingdom, celebrity activist Annie Lennox lead a superb march across one of London's iconic bridges raising awareness in support for global charity Women for Women International. Further charities such as Oxfam have run extensive activity supporting IWD and many celebrities and business leaders also actively support the day
2011 saw the 100 year centenary of International Women's Day - with the first IWD event held exactly 100 years ago in 1911 in Austria, Denmark, Germany and Switzerland. In the United States, President Barack Obama proclaimed March 2011 to be "Women's History Month", calling Americans to mark IWD by reflecting on "the extraordinary accomplishments of women" in shaping the country's history. The then Secretary of State Hillary Clinton launched the "100 Women Initiative: Empowering Women and Girls through International Exchanges". In the United Kingdom, celebrity activist Annie Lennox lead a superb march across one of London's iconic bridges raising awareness in support for global charity Women for Women International. Further charities such as Oxfam have run extensive activity supporting IWD and many celebrities and business leaders also actively support the day
2018 and beyond
The world has witnessed a significant change and attitudinal shift in both women's and society's thoughts about women's equality and emancipation. Many from a younger generation may feel that 'all the battles have been won for women' while many feminists from the 1970's know only too well the longevity and ingrained complexity of patriarchy. With more women in the boardroom, greater equality in legislative rights, and an increased critical mass of women's visibility as impressive role models in every aspect of life, one could think that women have gained true equality. The unfortunate fact is that women are still not paid equally to that of their male counterparts, women still are not present in equal numbers in business or politics, and globally women's education, health and the violence against them is worse than that of men. However, great improvements have been made. We do have female astronauts and prime ministers, school girls are welcomed into university, women can work and have a family, women have real choices. And so each year the world inspires women and celebrates their achievements. IWD is an official holiday in many countries including Afghanistan, Armenia, Azerbaijan, Belarus, Burkina Faso, Cambodia, China (for women only), Cuba, Georgia, Guinea-Bissau, Eritrea, Kazakhstan, Kyrgyzstan, Laos, Madagascar (for women only), Moldova, Mongolia, Montenegro, Nepal (for women only), Russia, Tajikistan, Turkmenistan, Uganda, Ukraine, Uzbekistan, Vietnam and Zambia. The tradition sees men honouring their mothers, wives, girlfriends, colleagues, etc with flowers and small gifts. In some countries IWD has the equivalent status of Mother's Day where children give small presents to their mothers and grandmothers.
The world has witnessed a significant change and attitudinal shift in both women's and society's thoughts about women's equality and emancipation. Many from a younger generation may feel that 'all the battles have been won for women' while many feminists from the 1970's know only too well the longevity and ingrained complexity of patriarchy. With more women in the boardroom, greater equality in legislative rights, and an increased critical mass of women's visibility as impressive role models in every aspect of life, one could think that women have gained true equality. The unfortunate fact is that women are still not paid equally to that of their male counterparts, women still are not present in equal numbers in business or politics, and globally women's education, health and the violence against them is worse than that of men. However, great improvements have been made. We do have female astronauts and prime ministers, school girls are welcomed into university, women can work and have a family, women have real choices. And so each year the world inspires women and celebrates their achievements. IWD is an official holiday in many countries including Afghanistan, Armenia, Azerbaijan, Belarus, Burkina Faso, Cambodia, China (for women only), Cuba, Georgia, Guinea-Bissau, Eritrea, Kazakhstan, Kyrgyzstan, Laos, Madagascar (for women only), Moldova, Mongolia, Montenegro, Nepal (for women only), Russia, Tajikistan, Turkmenistan, Uganda, Ukraine, Uzbekistan, Vietnam and Zambia. The tradition sees men honouring their mothers, wives, girlfriends, colleagues, etc with flowers and small gifts. In some countries IWD has the equivalent status of Mother's Day where children give small presents to their mothers and grandmothers.
A global web of rich and diverse local activity connects women from all around the world ranging from political rallies, business conferences, government activities and networking events through to local women's craft markets, theatric performances, fashion parades and more. Many global corporations actively support IWD by running their own events and campaigns. For example, on 8 March search engine and media giant Google often changes its Google Doodle on its global search pages to honor IWD. Year on year IWD is certainly increasing in status.
So make a difference, think globally and act locally!
Make everyday International Women's Day.
Do your bit to ensure that the future for girls is bright, equal, safe and rewarding.
Make everyday International Women's Day.
Do your bit to ensure that the future for girls is bright, equal, safe and rewarding.
Xiaomi ने बुधवार को भारत में दो नए Mi TV मॉडल भारत में पेश किए. चीनी कंपनी ने क्रमश: 43-इंच Mi TV 4A और 32-इंच Mi TV 4A को भारत में लॉन्च किया. इससे पहले कंपनी ने 55-इंच Mi TV 4 को भी भारत में पेश किया था. Xiaomi के इस कदम से ग्राहकों के पास अलग-अलग रेंज में टीवी पसंद करने का विकल्प मौजूद रहेगा. दोनों ही मॉडल स्मार्ट टीवी हैं. इनमें कंपनी ने भारतीय बाजार के लिहाज से तैयार किया हुआ AI बेस्ड पैचवॉल UI दिया है.
भारत में इस लाइनअप का नाम Mi LED Smart TV 4A रखा गया है. 43-इंच Xiaomi Mi TV 4A की कीमत भारत में 22,999 रुपये रखी गई है वहीं 32-इंच Xiaomi Mi TV 4A की भारतीय कीमत 13,999 रुपये है. दोनों ही टेलीविजन को मंगलवार 13 मार्च से सेल किया जाएगा. ग्राहक इन्हें शाओमी के वेबसाइट, फ्लिपकार्ट और एमआई स्टोर्स से खरीद पाएंगे.
लॉन्च ऑफर के तौर पर दोनों 43-इंच और 32-इंच मॉडल पर JioFi कनेक्शन के साथ 2,200 रुपये का इंस्टैंट कैशबैक दिया जाएगा. दोनों टीवी में ऑफर के तहत 500,000 घंटे का कंटेट दिया जाएगा, जिसमें से 80 फीसदी फ्री रहेंगे. 15 भाषाओं के कंटेट इन मॉडलों में उपलब्ध होंगे. कंटेट पार्टनर में Hotstar, Voot, Voot Kids, Sony Liv, Hungama Play, Zee5, Sun NXT, ALT Balaji, Viu, TVF और Flickstree का नाम शामिल है.
Xiaomi 43-इंच Mi TV 4A के स्पेसिफिकेशन
Xiaomi Mi TV 4A सीरीज को पिछले साल मार्च में चीन में लॉन्च किया गया था. हालांकि भारत में इन मॉडलों को कुछ बदलावों के साथ लॉन्च किया गया है. 43-इंच मॉडल में 178 डिग्री व्यू एंगल और 60Hz रिफ्रेश रेट के साथ फुल-HD (1920x1080 पिक्सल) डिस्प्ले दिया गया है. इसमें 1GB रैम और Mali-T450 GPU के साथ क्वॉड-कोर Amlogic प्रोसेसर मौजूद है. इसकी इंटरनल मेमोरी 8GB की है.
कनेक्टिविटी के लिहाज से 43-इंच मॉडल में Wi-Fi, तीन HDMI (वन ARC) पोर्ट्स, तीन USB 2.0 पोर्ट्स, एक Ethernet पोर्ट, एक AV कम्पोनेंट पोर्ट, एक S/PDIF ऑडियो पोर्ट, एक एंटीना पोर्ट इसके अलावा 3.5mm हेडफोन जैक सपोर्ट भी दिया गया है. इस टीवी के लिए ऑडियो को बेहतर किया गया है. साथ ही ये मॉडल 11 बटन वाले Mi रिमोट के साथ आएगा, जिससे सेट टॉप बॉक्स को कंट्रोल किया जा सकेगा. इसमें वॉयस कंट्रोल फीचर्स भी शामिल किए गए हैं.
Xiaomi 32-इंच Mi TV 4A स्पेसिफिकेशन्स
Xiaomi Mi TV 4A के 32-इंच मॉडल को चीन में पिछले साल जुलाई में लॉन्च किया गया था. इसमें 178 डिग्री व्यू एंगल और 60Hz तक रिफ्रेश रेट के साथ HD (1366x768 पिक्सल) डिस्प्ले दिया गया है. इसमें 1GB रैम और 8GB इनबिल्ट स्टोरेज के साथ क्वॉड-कोर Amlogic प्रोसेसर दिया गया है.
कनेक्टिविटी के लिहाज से इसमें Wi-Fi, तीन HDMI (एक ARC भी) पोर्ट्स, दो USB 2.0 पोर्ट, एक Ethernet पोर्ट, एक AV कम्पोनेंट पोर्ट और एक एंटीना पोर्ट मौजूद है.
ये 32-इंच मॉडल DTS-HD को सपोर्ट करता है और इसमें दो 10W स्पीकर्स दिए गए हैं. साथ ही इसमें 11 बटन Mi रिमोट भी दिया गया है. इसमें भी वॉयस कंट्रोल फीचर्स दिए गए हैं.
WhatsApp: अब 1 घंटे बाद भी डिलीट हो सकेंगे भेजे गए मैसेज
WhatsApp ने डिलीट फॉर एवरीवन फीचर को अपडेट किया है. अपडेट के बाद अब यूजर्स भेजे गए मैसेज को 4096 सेकेंड्स या 68 मिनट और 16 सेकेंड बाद भी डिलीट कर सकते हैं. जबकि पुरानी समय सीमा 420 सेकेंड या 7 मिनट की थी. फिलहाल इस फीचर की टेस्टिंग की जा रही है.
WABetaInfo के मुताबिक, फिलहाल ये फीचर व्हाट्सऐप एंड्रॉयड बीटा वर्जन 2.18.69 के लिए जारी किया गया है. इस फीचर का स्टेबल वर्जन एंड्रॉयड और ios के लिए जल्द ही रिलीज किया जाएगा. यानी अभी केवल व्हाट्सऐप एंड्रॉयड बीटा टेस्टर्स ही इस बढ़ी हुई समय सीमा का लाभ उठा सकते हैं.
याद के तौर पर बता दें, WhatsApp ने पिछले साल नवंबर में दुनियाभर के एंड्रॉयड, ios और विंडोज यूजर्स के लिए डिलीट फॉर एवरीवन फीचर को लॉन्च किया था. अब तक इस फीचर का उपयोग यूजर्स किसी भेजे गए मैसेज को 7 मिनट की समय सीमा के भीतर डिलीट करने के लिए करते आए हैं. भेजे गए मैसेज में टेक्स्ट और मीडिया फाइल्स दोनों ही शामिल हैं.
लॉन्च के बाद से कुछ लोगों का मानना है कि डिलीट करने के लिए तय की गई समय सीमा काफी कम है. ऐसे में WhatsApp द्वारा Android और iOS के लिए नया अपडेट जारी किए जाने के बाद लोगों की शिकायत दूर हो सकती है. नए अपडेट के बाद यूजर्स एक घंटे बाद भी मैसेज डिलीट कर पाएंगे.
Tuesday, 6 March 2018
TOP 8 common Interview question and answers - Job Interview Skills
1. "Tell me a little about yourself."
You should take this opportunity to show your communication skills by speaking clearly and concisely in an organized manner. Because there is no right or wrong answer for this question, it is important to appear friendly.
2. "What are your strengths?"
This is a popular interview question. They want to know what you think of yourself. Although this is a general question, there is a wrong and right answer. The wrong answer is a generic answer saying you are organized and friendly. Although it will not hurt you during the interview, it will certainly not help you either. Answer this question based on the type of job you are applying for.
3. "What are your weaknesses?"
For this answer, you should display a weakness that can be seen as a strength. There are many types of answers that will work. Some answers will be good answers for certain jobs, while the same answer will be a bad answer for a different job. Select an answer that will work for the position you are applying for.
4. "Where do you see yourself in five years?"
This question primarily depends on where you are in your career. A person with 5 years of experience will have different goals than a person with no work experience.This question is asked to see how serious a candidate is about his or her career. Some people might not know their goals, and some people might have goals of becoming rich and retiring early. Those are incorrect answers for this question. The type of answer you want to give is an ambitious answer that shows you really love your career. A good interviewer will read between the lines and find out if a person is going to be a hard worker or just a mediocre one. Being descriptive and shooting for a big goal is something interviewers want to hear.
5. "What do you know about our company?"
A typical job interview question, asked to find out how much company research you have conducted, is "What do you know about this company?" Prepare in advance, and in a word, research, so you can provide relevant and current information about your prospective employer to the interviewer.
6. "Are you good at dealing with change?"
Dealing with change is common in the work place. A simple yes will not be sufficient to impress the interviewer. This is another type of question where everyone will have similar answers. Of course everyone is going to claim being excellent dealing with change. You got to communicate that you are
really good at dealing with change.
7. "Do you work well under pressure?"
In most cases, the best answer to this question is answering yes. Working well under pressure is a good trait to have. However, I think if you answer that you work the same with pressure and without pressure, the interviewer will be more impressed. However, you will need to explain in words why this is better.
8. "How do you make important decisions?"
There are many ways to answer this question, and if you have a reasonable method of making decisions, it will probably be sufficient. One answer I thought of included not being afraid of asking your manager. You can follow up by saying even the best needs mentoring, and you always want to improve. So basically, this could work as an answer, but depending on the job, you might have a better shot with an answer like my example.
2. "What are your strengths?"
3. "What are your weaknesses?"
4. "Where do you see yourself in five years?"
5. "What do you know about our company?"
6. "Are you good at dealing with change?"
Dealing with change is common in the work place. A simple yes will not be sufficient to impress the interviewer. This is another type of question where everyone will have similar answers. Of course everyone is going to claim being excellent dealing with change. You got to communicate that you are
really good at dealing with change.
7. "Do you work well under pressure?"
8. "How do you make important decisions?"
WHAT IS insurance?
Life is full of risks. That’s what makes it so interesting and exciting. But some unexpected events can really set you back.
General insurance helps us protect ourselves and the things we value, such as our homes, our cars and our valuables, from the financial impact of risks, big and small – from fire, flood, storm and earthquake, to theft, car accidents, travel mishaps – and even from the costs of legal action against us. And we can choose the types of risks we wish to cover by choosing the right kind of policywith the features we need.
In general, insurance works by spreading the cost of unexpected risks among a large number of people in the same region who share similar risks.
When you take out an insurance policy, you pay a monthly or annual premium. That money joins the premiums of many thousands of other policyholders and goes into a big pool of funds. For more information on how premiums work click here.
With any luck, you will never need to draw on that pool. But if you happen to be one of the unlucky ones affected by an unexpected calamity, perhaps through severe weather or accident, that pool of funds can be used to help you up to the limit you have selected in your policy.
If things go wrong, your insurer may either repair or replace the items that have been lost or damaged, depending on the terms of your policy. You may also have the choice of receiving a cash settlement for the amount of money agreed in your policy.
